Merchants Commercial Bank’s experienced lending staff includes individuals with local and mainland lending experience and business contacts.
By consulting with MCB professionals early in the planning stages of your business acquisition, growth, or expansion, MCB can help you make the right financing decisions best suited for your business needs. MCB has the capacity to provide you with timely decisions on your loan requests and to finance loans of virtually any size. Merchants Commercial Bank is an approved SBA 7A lender.
Commercial Real Estate Loans
Merchants Commercial Bank specializes in providing a full range of commercial real estate financing products and services for all stages of real estate acquisition and development. We can structure financing terms appropriate for each stage of development of the property and the financial situation of the borrower. MCB provides financing for all types of commercial real estate, including:
- Land Acquisition
MCB provides term loans for land acquisition with amortizations up to 15 years.
MCB provides financing for the construction of owner-occupied, rental, and for-sale commercial real estate convertible into permanent financing loans with amortizations up to 20 years.
- Mature Properties
MCB provides loans to acquire or refinance existing commercial properties with amortizations up to 20 years.
Business Term Loans
Merchants Commercial Bank takes the time to get to know its customers’ business so we can be partners in developing customized loans with terms and conditions consistent with the business’s strategic objectives. MCB provides term loans for many purposes, including:
- Business Acquisition Financing
- Equipment Purchase Financing
- Business Expansion Financing
- Existing Term Loan Refinancing
- Other Appropriate Long Term Financing
Business Line of Credit
Merchants Commercial Bank provides lines of credit to help finance short term normal asset conversion cycles of our customers’ businesses.